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    Free tools

    Run the numbers before the decision

    Four free calculators built from real fractional CFO and deal work. Whether you run a business, plan an exit, or want to buy one, get a grounded, banker grade answer in minutes. No spreadsheet needed.

    The toolkit

    Built for owners and buyers

    These free tools turn the questions we hear most from SMEs and startups, and from acquirers, into clear, quantified answers. You act with the confidence of having run the numbers.

    Financial steering score

    Twelve questions, three minutes, a score out of 100. Find out how well you really steer your numbers: visibility, cash, margins, anticipation.

    Open tool

    Debt capacity calculator

    Estimate how much debt your business can responsibly carry, from EBITDA, leverage and coverage, before you ever talk to a lender.

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    Exit readiness scorecard

    Score how prepared your company is to sell across the dimensions buyers scrutinize, and see exactly where value is leaking.

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    EBITDA to cash flow bridge

    See why your profit is not in the bank. Walk from EBITDA to free cash flow through working capital, capex, tax and interest.

    Open tool

    Acquisition return calculator

    Run a business acquisition analysis on a target you want to buy. Set entry multiple, leverage, growth and exit, then pressure test the deal.

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    How it works

    A grounded answer in three steps

    No sign up to start. Enter your numbers, get a clear result, and bring it to a conversation that moves your decision forward.

    01

    Enter your numbers

    Each tool asks for a handful of inputs you already know. No accounting jargon, no long onboarding.

    02

    Get a clear result

    See a quantified answer with every assumption made explicit, so you know exactly what drives it.

    03

    Take it further

    When a number raises a real question, book a diagnostic call and we will work through it together.

    Ran the numbers? Get a second opinion.

    A 30 minute diagnostic call is the fastest way to turn a calculator result into a decision you can act on.