Advisory & Capital
Better capital decisions for founder led SMEs and startups
Mercova brings investment bank rigor to founder led SMEs and startups: fractional CFO support, cash flow, reporting, debt capacity, exit readiness and acquisitions. Plus independent research for those who allocate capital.
Free 20 minute diagnostic, confidential, no obligation.
Experience with leading institutions





















Owners make their biggest calls (paying out cash, taking on debt, selling or buying) on numbers they do not fully trust. Mercova gives you the clarity an investor would demand before they commit.
Two ways we work
One firm, two mandates
Mercova Advisory
For SMEs and startups, and the people who own them. Fractional CFO support, FP&A, cash flow, reporting, debt capacity, exit readiness and acquisition support.
Explore AdvisoryMercova Capital
For investment decisions. Independent research and capital allocation insight: market research, public equity memos and portfolio thinking.
Explore CapitalWhere we create value
Three decisions we help you get right
Fractional CFO for SMEs and startups
Monthly strategic finance for founder led SMEs and startups: forecasting, reporting and financing.
Learn moreExit readiness diagnostic
A 30 day review that tells you if your business is ready for a buyer, a bank or an investor.
Learn moreBusiness acquisition analysis
Buy side financial analysis and SME due diligence for entrepreneurs, searchers and investors.
Learn moreFree tools
Know your numbers in minutes
Debt capacity, exit readiness, EBITDA to cash and acquisition returns. Practical calculators that give you a banker grade read on your business.
Open the toolsExit Readiness Scorecard
20 questions that tell you if your business is ready for a buyer, a bank or an investor. Get your score and a written breakdown.
How it works
From first question to long term partner
Read & learn
Practical articles and tools that help you decide. Nothing held back.
Diagnostic call
A focused conversation to pin down the decision in front of you.
Paid diagnostic
A scoped review with clear deliverables and a price agreed up front.
Recurring mandate
Ongoing CFO support or a deal relationship, when it earns its place.
Make your next capital decision with conviction
Start with a confidential diagnostic call. No obligation, no jargon.
